Bilanzo reads and posts your receipts for bexio. The AI runs on your own computer.
For Swiss SMEs and fiduciaries.
Under the Swiss Code of Obligations. Balance sheet and income statement at the push of a button.
Rates of 8.1%, 2.6% and 3.8%. Return by FTA figures.
Import bank statements as CAMT.053, MT940 or CSV. The AI suggests the matching pairs.
Photograph receipts or upload them as PDF, the AI prepares the posting. Archive in line with retention obligations.
Payroll run with AHV, IV, EO, ALV and NBU, employee and employer contributions calculated.
Balance sheet, income statement, account sheet, debtors, open items. As PDF or as CSV that Excel opens.
From the incoming receipt to the closing, per plan.
| Function | Trial | Standard | Professional |
|---|---|---|---|
| Until the receipt is recognised | Trial | Standard | Prof. |
| One inbox for all sources | ✓included | ✓included | ✓included |
| Phone as receipt scanner | ✓included | ✓included | ✓included |
| bexio inbox as receipt source | ✓included | ✓included | ✓included |
| GetMyInvoices as receipt source | ✓included | ✓included | ✓included |
| ePost inbox of Swiss Post | –not included | –not included | ✓included |
| Import bank statements as CAMT or PDF | ✓included | ✓included | ✓included |
| Teach your own receipt template from a sample | ✓included | ✓included | ✓included |
| AI receipt recognition, handwriting included | ✓included | ✓included | ✓included |
| Read individual items per invoice line | ✓included | ✓included | ✓included |
| After recognition | Trial | Standard | Prof. |
| Adaptive bookkeeping memory | |||
| Learns from every correction you make | ✓included | ✓included | ✓included |
| Learns once from your existing books | ✓included | ✓included | ✓included |
| Own learning model per client, version can be rolled back | ○in preparation | ○in preparation | ○in preparation |
| The model states its reading, you can object | ✓included | ✓included | ✓included |
| Learning progress visible as a percentage | ✓included | –not included | –not included |
| What works in the backgroundActs on every suggestion. | |||
| Account and VAT rate per supplier, after your first confirmation | ✓included | ✓included | ✓included |
| Keeps learning every night, even when you are not working | ✓included | ✓included | ✓included |
| Justifies the suggestion with your closest earlier case | ✓included | ✓included | ✓included |
| Calibrates the confidence value against your own hit rate | ✓included | ✓included | ✓included |
| Reports when a recurring posting deviates from the usual account | ✓included | ✓included | ✓included |
| Every learned rule carries its origin and validity date | ✓included | ✓included | ✓included |
| No account suggestion without a nameable chain of knowledge | ✓included | ✓included | ✓included |
| Fixed plausibility checks run before every suggestion | ✓included | ✓included | ✓included |
| From recognised receipt to finished posting | |||
| Review queue with keyboard shortcuts J K A R C | ✓included | ✓included | ✓included |
| Dictate instead of typing | ○in preparation | ○in preparation | ○in preparation |
| Semi-automatic, one click per receipt | –not included | ✓included | ✓included |
| Fully automatic with confidence threshold | –not included | –not included | ✓included |
| Control desk, process everything across all channels | –not included | –not included | ✓included |
| Your lists the memory learns from | |||
| Client chart of accounts, templates included | ✓included | ✓included | ✓included |
| Cost centres as a tree, split postings across them | ✓included | ✓included | ✓included |
| Supplier master with default account and default tax code | ✓included | ✓included | ✓included |
| Customer master with payment term, credit limit and due dates | ✓included | ✓included | ✓included |
| Aliases: map spellings and brands to supplier and account | ✓included | ✓included | ✓included |
| VAT net tax rates with approval and validity | ✓included | ✓included | ✓included |
| VAT form figures per reporting period | ✓included | ✓included | ✓included |
| Map tax codes to the statutory VAT types | ✓included | ✓included | ✓included |
| Fixed asset register with useful life and depreciation | ✓included | ✓included | ✓included |
| Employee master and payroll parameters | ✓included | ✓included | ✓included |
| Own knowledge sources as PDF or web address | ○in preparation | ○in preparation | ○in preparation |
| Recurring invoices with a schedule | ✓included | ✓included | ✓included |
| Member list and open contributions | ✓included | ✓included | ✓included |
| Your company rules | |||
| If this supplier, then this account | ✓included | ✓included | ✓included |
| Rules that release pending items without asking, with hit counter | ○in preparation | ○in preparation | ○in preparation |
| Approval matrix: from which amount how many signatures of which role | –not included | –not included | ✓included |
| Which special checks run, how cautious the model works | ○in preparation | ○in preparation | ○in preparation |
| Legal form, seat and purpose from the commercial register as company knowledge | ○in preparation | ○in preparation | ○in preparation |
| Automation limits: confidence threshold, daily volume, maximum per posting | –not included | ✓included | ✓included |
| Closing, VAT and Swiss law | |||
| Balance sheet, income statement, trial balance, account ledger | ✓included | ✓included | ✓included |
| VAT return per quarter and half-year by FTA figures | ✓included | ✓included | ✓included |
| Collect, document and export acquisition tax | ✓included | ✓included | ✓included |
| Create accruals under CO 958b and post them to bexio | ✓included | ✓included | ✓included |
| Fixed assets with rate, method and monthly depreciation | ✓included | ✓included | ✓included |
| Closing checklist, preparation and year-end closing | ✓included | ✓included | ✓included |
| Lock and reopen periods and VAT quarters, GeBüV | ✓included | ✓included | ✓included |
| Late receipts in already locked years | ✓included | ✓included | ✓included |
| Up-to-date view: which receipts, postings and reconciliations are missing | ✓included | ✓included | ✓included |
| Three-level dunning with templates and due list | ✓included | ✓included | ✓included |
| Create QR bills | ○in preparation | ○in preparation | ○in preparation |
| Payroll: employees, periods, payroll run | up to CHF 50'000 gross | up to CHF 50'000 gross | yes |
| Timesheet with release for the payroll run | ✓included | ✓included | ✓included |
| Expenses: form route and receipt route | yes, on a single seat as self-approval | yes, on a single seat as self-approval | yes |
| Calculate AHV self-employment and generate the registration PDF | ✓included | ✓included | ✓included |
| Monthly report to the debt enforcement office under DEBA 93 | ✓included | ✓included | ✓included |
| Foreign exchange rates, history and revaluation | ✓included | ✓included | ✓included |
| Group consolidation including cash flow statement (structured like CO Art. 961b, indirect from the bexio books; not a recognised accounting standard) | ✓included | ✓included | ✓included |
| Audit engagement under ISA with Ed25519 signature | ✓included | ✓included | ✓included |
| Integrations | |||
| bexio: chart of accounts, contacts, taxes, post directly | ✓included | ✓included | ✓included |
| Bank reconciliation, the AI suggests the matches | 10 runs | ✓included | ✓included |
| Amnis: reconcile card transactions and attach receipts | –not included | –not included | ✓included |
| Evidence and data sovereignty | |||
| The AI runs on your own hardware | ✓included | ✓included | ✓included |
| Audit-proof log with hash chain and export | ✓included | ✓included | ✓included |
| Ten-year GeBüV archive with public verification key | ✓included | ✓included | ✓included |
| nFADP: access, export and deletion per user account | ✓included | ✓included | ✓included |
| Consents for retention and cloud documented | ✓included | ✓included | ✓included |
| Four-eyes approval with signature | –not included | –not included | ✓included |
| Create, verify and restore backups | ✓included | ✓included | ✓included |
| Check, consent to, apply and roll back updates | ✓included | ✓included | ✓included |
| Two-factor login | ✓included | ✓included | ✓included |
| White label for fiduciary firms: logo and product name for your mandates | –not included | –not included | ✓included |
| Savings and time gained quantified | –not included | ✓included | ✓included |
| Quantity limits | Trial | Standard | Prof. |
| Receipts in total | 100 | unlimited | unlimited |
| Bank reconciliations | 10 | unlimited | unlimited |
| Users | 1 | 1 | 5 |
| Process receipts simultaneously | ○in preparation | ○in preparation | ○in preparation |
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Prices in CHF including VAT. The annual plan costs ten monthly instalments. To the pricing page
Ask questions in the chat: about postings, VAT and the chart of accounts.
The AI runs on your computer.
Bilanzo syncs with bexio in both directions: chart of accounts, contacts and invoices come in, approved postings go out. More on this: AI bookkeeping for bexio.
Journal every 30 minutes, bank every 60 minutes. Approved postings go out immediately.
Analyse bexio data in Bilanzo reports.
Take over bexio invoices as receipts.
You sign in directly with bexio and do not type in any key.
Receipts and Bilanzo data stay on your computer, not in a Bilanzo data centre.
Trial: 100 receipts and 10 bank reconciliations, free of charge.
Bilanzo uses bexio as its login provider. You do not need a second password.
You will be sent to auth.bexio.com. Bilanzo never sees your bexio password.
